5,062 posts
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Cash
Jul 12, 2020 18:26:37 GMT
Post by Phantom of London on Jul 12, 2020 18:26:37 GMT
The cashless society will arrive without Government action. Many small retailers are finding it is becoming cost effective to become cashless and especially in London where we routinely use contactless to move around people appreciate the convenience. The banking costs are not that different when processing cash or cards through the banking system and the hours spent cashing up, reconciling and generating accounts are significantly reduced when electronic and the risk of being robbed even though small is removed. Again we are moving to where the % who cannot join the cashless society due to access to the banking system will become second class citizens but believe now you have to have a bank account to access the benefits system and the banks have to provide basic current accounts. May be slower outside the M25 but it is coming. I kind of agree. The newspapers support cash and have never lobbied to get rid of cash, as they support tax avoidance as a lot of people in the media are self employed, albeit not paid in cash. So I wonder if the newspapers/television did a swab test on money, like they’ve done with pub bar peanuts and see how shocked we would be with the results, if this would change habits, but they won’t. |
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Cash
Jul 12, 2020 19:08:25 GMT
Post by nick on Jul 12, 2020 19:08:25 GMT
The cashless society will arrive without Government action. May be slower outside the M25 but it is coming. In the same way that cinema will kill theatre and TV will kill cinema. See also the death of vinyl. I'm sure you are right that cashless will become the norm but it'll be a very very long time until cash vanishes. |
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Cash
Jul 12, 2020 19:39:37 GMT
Post by Deleted on Jul 12, 2020 19:39:37 GMT
So I wonder if the newspapers/television did a swab test on money, like they’ve done with pub bar peanuts and see how shocked we would be with the results I think they do that sort of thing quite often, because when there's space to fill and it's a slow news day a nicely alarmist "Revealed: the deadly bacteria on your [insert common item here]" story always fits the bill. |
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5,062 posts
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Cash
Jul 12, 2020 21:25:13 GMT
Post by Phantom of London on Jul 12, 2020 21:25:13 GMT
Okay Matthew
Find me a article please.
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7,189 posts
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Cash
Jul 12, 2020 21:27:35 GMT
Post by Jon on Jul 12, 2020 21:27:35 GMT
I think they do that sort of thing quite often, because when there's space to fill and it's a slow news day a nicely alarmist "Revealed: the deadly bacteria on your [insert common item here]" story always fits the bill. I'm convinced a lot of these articles have the same template which they can easily tweak to fit the story. It's the same with the x number of repeats on television at Christmas. |
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Cash
Jul 12, 2020 22:38:37 GMT
via mobile
Post by Deleted on Jul 12, 2020 22:38:37 GMT
This one I always remember:
Makes you wonder what nasties are really on money.
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Cash
Jul 12, 2020 22:55:39 GMT
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Post by dontdreamit on Jul 12, 2020 22:55:39 GMT
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7,189 posts
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Cash
Jul 12, 2020 23:34:26 GMT
Post by Jon on Jul 12, 2020 23:34:26 GMT
The Daily Mail really does a knack for scaremongering. |
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5,062 posts
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Cash
Jul 13, 2020 1:16:45 GMT
Post by Phantom of London on Jul 13, 2020 1:16:45 GMT
Scaremongering but the articles you posted and you must have done a bit of digging to prove me wrong about media swab testing on cash - all your articles are either nail bars, gyms, pet and dishwasher but are not actually linked to cash. Speak again. |
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Cash
Jul 13, 2020 3:10:06 GMT
Post by Deleted on Jul 13, 2020 3:10:06 GMT
Okay Matthew Find me a article please. Seriously? You can't search for something like "bacteria on money" and find anything? |
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5,062 posts
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Cash
Jul 13, 2020 18:48:18 GMT
Post by Phantom of London on Jul 13, 2020 18:48:18 GMT
Every card in your wallet/purse I guess it would be possible to put in you Apple Wallet, from your library card to your ATG card, membership cards and maybe your Nectar Card? So do you really need to carry a bulky wallet/purse now? Your card can't have a flat battery. Or pick up malware. Or crash at inconvenient moments. Or break when you drop it. It doesn't have any resale value so it's less attractive as a target for theft. If one of your cards gets lost or stolen you don't lose all of them at once. Stealing your card doesn't give someone access to all your social media accounts, personal photographs or anything else. If your card gets stolen it's up to the bank to pay for its replacement; if your phone gets stolen it's up to you. Bulky wallet? I can carry half a dozen cards and some just-in-case £20 notes in a wallet that's 80g. My phone is 180g. My phone is also 50% longer than my wallet, which means that when it's in my pocket it's visible. All in all, for me cards are safer, lighter, more convenient and more reliable. I think cash will stick around but not as a regular form of payment. If we rely completely on electronic payment with no fallback then we're at risk of a breakdown in the system caused by something like terrorism or another Carrington Event, so we'd need to have a cash system in place to go back to if all else fails. But I can't see many shops accepting it routinely: they'd have the ability to handle it if they had nothing else but once they've stopped the regular process of counting up and taking the money to the bank they're not going to reinstate it as needed just for one or two sales a day. So I wonder if the newspapers/television did a swab test on money, like they’ve done with pub bar peanuts and see how shocked we would be with the results I think they do that sort of thing quite often, because when there's space to fill and it's a slow news day a nicely alarmist "Revealed: the deadly bacteria on your [insert common item here]" story always fits the bill. Okay Matthew Find me a article please. Seriously? You can't search for something like "bacteria on money" and find anything? No you don’t Matthew. You can do better than that. Yet you can search for September 1859 Geometric Storm (Carrington Event) for a reason for not using cash and you go round weighing your wallet and phone to make out a argument against me, so if you are able to do that, surely you can find a article where cash has been swabbed and tested germs etc. Come on there must be plenty of articles out there in the public domain for those “slow news days,” as you eloquently put it, you choose to make the argument against me, now back it up please? |
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Cash
Jul 13, 2020 19:16:41 GMT
Post by Deleted on Jul 13, 2020 19:16:41 GMT
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1,250 posts
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Cash
Jul 13, 2020 19:38:38 GMT
Post by joem on Jul 13, 2020 19:38:38 GMT
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5,159 posts
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Cash
Jul 14, 2020 8:52:37 GMT
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Post by TallPaul on Jul 14, 2020 8:52:37 GMT
1,150 jobs under threat at G4S, most in its cash handling division. Although incredibly brave, these are people on the bottom rung of the ladder, with absolutely no prospect of walking straight into a well-paid tech job.
I hope all the anti-cash fanatics are now happy. 😡
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349 posts
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Cash
Jul 15, 2020 10:24:34 GMT
via mobile
TallPaul likes this
Post by kimbahorel on Jul 15, 2020 10:24:34 GMT
1,150 jobs under threat at G4S, most in its cash handling division. Although incredibly brave, these are people on the bottom rung of the ladder, with absolutely no prospect of walking straight into a well-paid tech job. I hope all the anti-cash fanatics are now happy. 😡 Christ! That is really worrying. Well you know what with the anti-cash brigade when a lot of stuff ends up happening in their cashless society and they think maybe it wasn't the best idea. If there is anyone alive who doesn't have a card or deemed worthy enough to have such a thing. I hope they point and laugh when it all goes wrong. |
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19,787 posts
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Cash
Jul 30, 2020 7:42:59 GMT
Post by BurlyBeaR on Jul 30, 2020 7:42:59 GMT
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724 posts
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Cash
Jul 30, 2020 7:59:47 GMT
Post by basdfg on Jul 30, 2020 7:59:47 GMT
They probably ignoring it and simply listening to the Card only people hoping other companies soon follow. |
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5,159 posts
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Cash
Aug 4, 2020 8:50:07 GMT
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Post by TallPaul on Aug 4, 2020 8:50:07 GMT
It seems Birds has now sacked a store manager of 25 years' standing, with 44 years' service to the company, for using common sense. Her only 'crime' was accepting cash from customers like this 94 year old, then paying with her own debit card. |
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19,787 posts
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Post by BurlyBeaR on Aug 4, 2020 11:04:39 GMT
They sound a right bunch of twonks.
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2,339 posts
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Cash
Aug 4, 2020 13:10:17 GMT
Post by theglenbucklaird on Aug 4, 2020 13:10:17 GMT
It seems Birds has now sacked a store manager of 25 years' standing, with 44 years' service to the company, for using common sense. Her only 'crime' was accepting cash from customers like this 94 year old, then paying with her own debit card. Well they have made their nest now... |
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Post by Deleted on Sept 12, 2021 19:30:37 GMT
It's not cash, but the other day I had my boiler repaired and the card machine couldn't get a signal so I ended up having to write a cheque like a bloody caveman. It's the sixth cheque I've written in the last ten years.
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Cash
Sept 12, 2021 19:42:02 GMT
Post by marob on Sept 12, 2021 19:42:02 GMT
I haven’t had to write a cheque for something in donkeys’ years, and I hope I don’t have to because I have no idea where my chequebook even is. (Or my paying-in book. Are paying-in books still a thing?)
I used my card for most things even before the pandemic, so the rare times I use cash now it feels so strange putting my hand out for the change.
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5,062 posts
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Cash
Sept 13, 2021 12:06:34 GMT
Post by Phantom of London on Sept 13, 2021 12:06:34 GMT
So when was the last time you put your hand in your pocket and pulled a wad of notes out and bought a theatre ticket? I suspect years. So why this thread? With the majority of transactions done on plastic these days, should cash be abolished? With so many different platforms to pay now including mobile phone (which I don’t trust). For me cash is a dirty thing, you don’t know who has handled it before and if they wash their hands, how many different pair of hands does this cash pass through. Also I find it very attractive in that it would stop cash a lot of crimes, backhanders and also will make tax avoidance and tax evasion impossible. So do I still go up to the ATM, I certainly do, but it is a lot less often than I did say 5 years ago. The first cashless pub opened late last year, which is a great idea! www.mirror.co.uk/money/welcome-first-pub-britain-doesnt-13266099This thread has came back and me being the OP. So I have just quoted myself being the OP as I originally said "With so many different platforms to pay now including mobile phone (which I don’t trust)." I can now categorically say I do trust my mobile phone and do use my card on my phone, it feels safer than the card as someone can skim my card in my pocket or if you get pickpocketed then someone got carte blanche to spend up to £100 on your card a good few times. I don't know how many times before a pin is required. I plan to get one of those card shields now and only use my card in an emergency. On a side note I also mentioned hygiene and cash, I was with a friend in a kebab shop and he ordered a burger. I was watching the server touch the food with their hands, then handle cash afterwards. How many different cash has the server touched before touching my friends food. For some odd reason, they don't except cards, which is far more cleaner. The same watching an ice cream van in my close, handling food and money. We are now seeing cash is getting harder to use, with card only self service tills in supermarkets. Or in Amazon Fresh no tills at all. |
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19,787 posts
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Cash
Sept 13, 2021 12:15:34 GMT
Post by BurlyBeaR on Sept 13, 2021 12:15:34 GMT
So when was the last time you put your hand in your pocket and pulled a wad of notes out and bought a theatre ticket? I suspect years. So why this thread? With the majority of transactions done on plastic these days, should cash be abolished? With so many different platforms to pay now including mobile phone (which I don’t trust). For me cash is a dirty thing, you don’t know who has handled it before and if they wash their hands, how many different pair of hands does this cash pass through. Also I find it very attractive in that it would stop cash a lot of crimes, backhanders and also will make tax avoidance and tax evasion impossible. So do I still go up to the ATM, I certainly do, but it is a lot less often than I did say 5 years ago. The first cashless pub opened late last year, which is a great idea! www.mirror.co.uk/money/welcome-first-pub-britain-doesnt-13266099This thread has came back and me being the OP. So I have just quoted myself being the OP as I originally said "With so many different platforms to pay now including mobile phone (which I don’t trust)." I can now categorically say I do trust my mobile phone and do use my card on my phone, it feels safer than the card as someone can skim my card in my pocket or if you get pickpocketed then someone got carte blanche to spend up to £100 on your card a good few times. I don't know how many times before a pin is required. I plan to get one of those card shields now and only use my card in an emergency. On a side note I also mentioned hygiene and cash, I was with a friend in a kebab shop and he ordered a burger. I was watching the server touch the food with their hands, then handle cash afterwards. How many different cash has the server touched before touching my friends food. For some odd reason, they don't except cards, which is far more cleaner. The same watching an ice cream van in my close, handling food and money. We are now seeing cash is getting harder to use, with card only self service tills in supermarkets. Or in Amazon Fresh no tills at all. If it’s going through the card system it’s got to go through the books… |
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641 posts
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Cash
Sept 13, 2021 12:20:08 GMT
Post by christya on Sept 13, 2021 12:20:08 GMT
If it’s going through the card system it’s got to go through the books… Ding ding ding! That's unfortunately the reason a lot of the time. Years ago I was working with HMRC and we used to be sent out on 'stakeouts' where we'd be observing places they thought were on the fiddle. Cash sales were one of the things to monitor. |
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